WP-Simple-Pay-Alternatives-for-WordPress

WP Simple Pay has been an interesting player in the payment processor plugin space for many years now. While I can admire its longevity, it’s certainly not without some faults:

  • Its free version carries one of the highest transaction fees on the market at 3% on top of Stripe’s standard fees.
  • The lack of payment gateway options beyond Stripe limits your customers’ payment choices, and being restricted to just Stripe Checkout in the free version means your customers have to leave your site to complete their payment.
  • Even basic features like custom amount fields (essential for donations or variable pricing) or the ability to collect taxes require a premium purchase.

But there’s no need for me to preach to the choir here. You’re likely aware of WP Simple Pay’s drawbacks already. Otherwise you wouldn’t be here looking for alternatives. Well, let me not keep you waiting any longer. Below are my five favorite payment processors for WordPress users that I like better than WP Simple Pay – and why.

Five better alternatives to WP Simple Pay 💳

1. WP Full Pay (Best direct alternative to WP Simple Pay)

Transparency disclosure

The Themeisle team acquired this plugin in November 2024 and we now manage it.

Overview 🔎

First up on the list is a plugin that I fell in love with while researching what the best Stripe plugins on the market are. I was doing the researching for personal reasons – which is also how I became familiar with WP Simple Pay – but as it turns out, I had colleagues on the product side of our company looking into buying it. And we eventually did.

It was a great move in my opinion because it brings a lot to the table, including the ability to accept payment in a wide range of formats.

Payment gateways breakdown 💳

  • ✅ Credit card and debit card payments, including Visa, Mastercard, American Express, Discover, Diners Club, JCB, China UnionPay, Cartes Bancaires.
  • ✅ Digital wallets, including Apple Pay, Google Pay, Cash App Pay, Stripe Link, Amazon Pay, Revolut Pay, Alipay, WeChat Pay, and GrabPay.
  • ✅ Local payment methods, including BLIK (Poland), Bancontact (Belgium), EPS (Austria), iDEAL (Netherlands), Przelewy24 (Poland), and TWINT (Switzerland).
  • ❌ PayPal is not supported at this time.
  • 🔜 Working on adding ACH Direct Debit, BECS Direct Debit, Affirm, Klarna, Clearpay.
Versus 🥊

Free versions compared 🆚

As you can see below, the free version of WP Full Pay offers several advantages over WP Simple Pay. The biggest thing that stands out is the lower processing fee. The support for recurring payments and custom payments is also a nice perk, as is the ability to collect taxes from your customers.

Finally, WP Full Pay users aren’t forced to redirect their customers to Stripe’s hosted checkout page to complete their payment (which is not the case with WP Simple Pay – unless you upgrade).

Processing FeeAccept One-Time PaymentsAccept Subscription / RecurringAccept Custom PaymentsCollect TaxesCaptcha
WP Simple Pay3%Yes💰💰💰Yes
WP Full Pay1.9%YesYesYesYesYes

💰 = Available in pro version only

Templates 🖼️

One thing I appreciate about WP Full Pay is how streamlined the form creation process is. While an argument can certainly be made for having a template for every scenario under the sun, WP Full Pay makes a solid case for less-is-more.

Instead of spending 30 minutes shuffling through template categories and running into decision-making paralysis, you can get started much faster because you only need to decide between four.

At the end of the day, the first three of those are going to cover 90% of use cases out there.

Probably more than 90% because if you think about it, the highly niche templates found in some of the other plugins will fall under those broad categories.

WP Full Pay template form types.

For example, whether you want to sell a subscription for an online magazine or a monthly membership to yoga classes, at the end of the day, the subscription template will cover both of those scenarios. This makes WP Full Pay very efficient and lets you get up and running quickly.

Support 💬

WP Full Pay has a comprehensive knowledge base that you can browse or you can open a ticket with our support team by using the little chat icon on the bottom right of the screen. Just click it and submit your query. The support team will get back to you.

WP Full Pay customer support center.
Pricing 💰

Compared to WP Simple Pay, I think WP Full Pay has a much easier to understand pricing model. Whereas WP Simple Pay progressively unlocks additional features as you move up their plans, WP Full Pay gives you all the same features across its four tiers. The only difference is how many websites you can use the plugin on.

All prices below reflect the per-year cost:

  • Starter is $49 and supports one website.
  • Business is $99 and supports three websites.
  • Professional is $189 and supports ten websites.
  • Agency is $269 and supports unlimited websites.

All four plans include unlimited transactions and one year of updates and support. They also remove the 1.9% transaction fee on the free plan.

2. Payment Page (Good direct alternative that also includes PayPal)

Overview 🔎

Next up, we’ve got Payment Page, a plugin that stands out for its template-rich approach to payment forms. While I personally prefer WP Full Pay’s more streamlined approach (as I mentioned in the previous section), if you are on the opposite end of the spectrum and enjoy having access to a generous library of ready-to-use, fully customizable templates then Payment Page will not disappoint you. Overall, it offers a lot of functionality and isn’t terribly difficult to use.

Payment gateways breakdown 💳

  • ✅ Credit card and debit card payments (unspecified)
  • ✅ Digital wallets, including Google Pay, Apple Pay, Microsoft Pay, WeChat Pay, and Alipay
  • ✅ Standard PayPal Checkout is supported.
  • ✅💰 Bank transfers are accepted: SEPA Direct Debit in the free version and ACH in the Pro.
  • ❌ Buy now, pay later methods like Klarna and Afterpay/Clearpay are not supported.
Versus 🥊

Free versions compared 🆚

The story here is similar to WP Full Pay. Payment Page has a lower transaction fee than WP Simple Pay and offers multiple payment types in the free version, whereas WP Simple Pay forces you to upgrade to get access to those same things.

The payment button option is a nice touch as well. Your customers will get a popup window when they click on it and they can complete their transaction just like they would with the embedded form.

Processing FeeAccept One-Time PaymentsAccept Subscription / RecurringAccept Custom PaymentsCollect TaxesCaptcha
WP Simple Pay3%Yes💰💰💰Yes
Payment Page2%YesYesYes

💰 = Available in pro version only; ❌ = not available in either free or pro

Templates 🖼️

As I alluded to in the overview tab, Payment Page has a template for every occasion. Okay, maybe not every, but certainly many. In total, there are 12 standard templates designed to be used with the WordPress block editor, and an additional 11 templates made specifically for Elementor users.

That’s definitely impressive and for the right person, it can be quite a time saver. The best part is that you can choose one of the templates and whatever you don’t like about it, you can always customize and change.

Payment Page template choices.
Support 💬

Payment Page has a mountain of self-support options. These include a standard documentation page, a YouTube channel, and even a Facebook group.

If you still get stuck, then you can submit a support ticket to their team. They will even help you if you’re using the free version of the plugin.

Payment Page documentation.
Pricing 💰

Payment Page has a much simpler pricing structure compared to WP Full Pay and even more so when compared to WP Simple Pay. There are only two plans to choose from – the free plan and a $99 per year plan. While that might seem appealing at first glance, it does have a major downside.

But first the positive:

The paid plan removes the 2% per-transaction fee and unlocks the ability to accept payments via ACH.

The negative is that it limits you to using the plugin on only one website. There’s no multisite upgrade. This means that if you wanted to use the pro version on multiple sites, then you would have to pay $99 for each site.

3. Forminator (Better for websites who need multi-use forms)

Overview 🔎

Forminator is an appealing plugin if you want to accept payments via both Stripe and PayPal but you also want to be able to build all kinds of other forms. That’s because the plugin isn’t primarily a payment processor. Rather, it’s a comprehensive form builder that happens to include payment forms as part of its product suite.

Of course payment forms are the main draw if you’re on the hunt for a WP Simple Pay alternative, but in addition to those, you’ll also be able to create contact forms, polls, quizzes, registration forms, newsletter signups, and countless others. And best of all, it’s possible to take payment on any and all of them.

Payment gateways breakdown 💳

  • ✅ Credit / debit cards via Stripe Checkout
  • ✅ Standard PayPal Checkout

I also had an email exchange with Forminator’s sales team and the representative informed me that they have the following methods below in their development pipeline, though he could not provide an estimated time to completion:

  • 🔜 Digital wallets, including Google PayApple Pay
  • 🔜 Local payment methods, including iDEAL
  • 🔜 Bank transfer via ACH
  • 🔜 Buy now, pay later methods like Klarna
Versus 🥊

Free versions compared 🆚

Although Forminator has some drawbacks compared to WP Simple Pay, it also has some advantages that make it a more attractive option.

The drawbacks you can see in the table below. Where Forminator outperforms WP Simple Pay though, is in two main areas: it lets you take payments with PayPal (in addition to Stripe, of course) and it lets you create all kinds of different forms beyond only “payment forms.”

Not only that, but because the Stripe and PayPal options are treated as any other field on the form builder, it means that you can create virtually any kind of form and slap a payment option onto it. This type of versatility can be extremely useful for the right type of website.

Processing FeeAccept One-Time PaymentsAccept Subscription / RecurringAccept Custom PaymentsCollect TaxesCaptcha
WP Simple Pay3%Yes💰💰💰Yes
ForminatorNoneYes💰YesYes

💰 = Available in pro version only; ❌ = not available in either free or pro

Templates 🖼️

Being that Forminator is primarily an all-around form builder, it’s unsurprising that it has 27 different pre-built form templates. At the same time, it means that not all of these are necessarily “payment forms.” In fact, most aren’t.

But of course that’s also the advantage of using this plugin instead of WP Simple Pay (or one of the other alternatives). Since it gives you so many other useful forms that you might want to use on your website, it means you don’t need to go elsewhere to find them.

The big downside – though I’m not complaining – is that only six of the templates are not behind WPMU DEV’s paywall. And 100% of the payment ones (under the Business Operation category) are only available in the Pro version of the plugin. Despite that though, you can still use the Blank Form and make your own payment form out of it.

Forminator templates.
Support 💬

WPMU DEV has a knowledge base and there is a dedicated section for the Forminator plugin.

Beyond that, they offer a community forum, a blog, and social channels. Pro members also get a 24/7 ticket system for direct support.

Forminator knowledge base.
Pricing 💰

Compared to WP Simple Pay’s single plugin pricing, Forminator Pro is actually part of a larger WPMU DEV membership that includes access to their entire suite of premium plugins, site management tools, and hosting features.

All prices below reflect the per-year cost:

  • Basic Pro is $36 and includes one site license, 5GB CDN and backup storage, and access to all WPMU DEV pro plugins.
  • Standard Pro is $60 and includes three site licenses, 10GB storage, and white-label client billing features.
  • Freelancer Pro is $120 and includes ten site licenses and 20GB storage.
  • Agency Pro is $240 and includes unlimited sites, 50GB storage, reseller options, and hosting credits.

All plans include 24/7 WordPress support, site management tools, and access to the complete WPMU DEV plugin suite. Plus you get a 30-day money back guarantee.

4. GiveWP (Better for non-profits who need a donation system)

Overview 🔎

As the name implies, GiveWP is a highly niche plugin designed for non-profits, charities, and other organizations who need a way to accept donations from people. This is its target audience and it serves that audience very well. Certainly in a much better way than WP Simple Pay (or the other alternatives on the list).

The free version of the plugin covers the basics and offers the ability to receive money via Stripe or PayPal. It also includes donation form templates, fundraising reports, and the ability to maintain a donor database.

Payment gateways breakdown 💳

  • ✅ Credit card payments via Stripe (unspecified).
  • ✅ SEPA direct debit and BECS direct debit via Stripe.
  • ✅ PayPal Donations.
  • ✅💰 Premium payment gateways can be purchased separately for $79 (each). They include: Blink, BitPay Donations, Stripe (additional options like GPay, ApplePay, iDeal, Plaid ACH), Authorize.net, Mollie, iATS Payment Solutions, 2Checkout, GoCardless, Braintree, CCAvenue, Square, PayUmoney, PayFast, Moneris, Paytm, Razorpay, AmeriCloud Payments, Paymill, Sofort.
  • ❌ Buy now, pay later methods like Klarna and Afterpay/Clearpay are not supported.
Versus 🥊

Free versions compared 🆚

Although GiveWP is a bit pricey compared to WP Simple Pay, it also offers a much better user experience and feature set for those who specifically need a donation plugin.

Processing FeeAccept One-Time PaymentsAccept Subscription / RecurringAccept Custom PaymentsCollect TaxesCaptcha
WP Simple Pay3%Yes💰💰💰Yes
GiveWP2%Yes💰Yes💰Yes

💰 = Available in pro version only

Templates 🖼️

The same simplification aspect that I appreciate about WP Full Pay’s templates is also offered by GiveWP, with the caveat that it’s catered toward donations (naturally). There are three options:

  • Classic: This displays all form fields on one page. Donors fill out the form as they scroll down the page.
  • Multi-step: This walks the donor through a number of steps to the donation process. The sections are broken into steps in the form.
  • Two Panel: This has a side-by-side layout which breaks the sections of the donation process into steps.
GiveWP template forms.

The other neat part of their forms is that you actually build them inside of the block editor. Compared to most other solutions that have their own custom form builder on the backend of the WordPress dashboard, being able to use the block editor instantly shortens the learning curve – assuming that you are familiar with the block editor already.

Support 💬

Unlike some plugins, GiveWP offers technical support even if you’re only using their free plan. It promises a 48-hour turnaround time. As soon as you jump on any paid plan, you are automatically bumped up to a two-hour response time, with the top two tiers offering first-response VIP support.

There’s also an extensive knowledge base you can use to troubleshoot or get started and an AI chatbot that can answer most questions.

Of all the self-help options on this list, I find GiveWP’s to be the easiest to use and it’s mainly due to the effectiveness of the chatbot. I tested it out and it very quickly answered all of my questions and provided me with links to the source material that it retrieved the answer from.

GiveWP documentation page.
Pricing 💰

There are four paid plans, but even at the entry-level, GiveWP already unlocks a significant amount of additional functionality. For example, you can connect it to email services like MailChimp, ConvertKit, AWeber, and Constant Contact, or tools like Zapier and Google Analytics.

All prices below reflect the per-year cost:

  • Basic is $104 and includes one site license, basic add-ons, all payment gateways, and priority support.
  • Plus is $244 and includes one site license, all premium add-ons, recurring donations, and a 30-minute “Fundraising Website Audit” ($50 value).
  • Pro is $349 and includes one site license, peer-to-peer fundraising, and VIP support.
  • Agency Plan is $419 and includes five site licenses, peer-to-peer fundraising, VIP support, All GiveWP Add-ons, and recurring donations.

All plans include unlimited forms, Stripe and PayPal integration, donor management, insightful reporting, and much more. Plus you get access to priority support based on your plan level.

5. Stripe Payments by Checkout Plugins (Simpler alternative for WooCommerce users)

Overview 🔎

The last plugin on my list is another semi-niche one. Not quite as niche as GiveWP, but niche in the sense that it’s specifically designed for those who already use WooCommerce to handle their ecommerce needs.

This also makes it arguably the simplest choice – because most of the heavy lifting (e.g., product catalogs, shopping carts, order management) is taken care of by WooCommerce itself. Then this bad boy just swoops in to take payment.

It’s an excellent option for store owners who want to modernize their checkout experience with more payment options besides the basic ones that come with WooCommerce (e.g., PayPal Standard and bank transfers).

Payment gateways breakdown 💳

  • ✅ Credit card and debit card payments, including Visa, Mastercard, American Express, Discover, JCB, Diners Club, UnionPay, Cartes Bancaires, and Interac.
  • ✅ Digital wallets, including Apple Pay, Google Pay, WeChat Pay, Alipay, and Cash App (USD only).
  • ✅ Bank transfers with SEPA Direct Debit.
  • ✅ Buy now, pay later with Klarna.
  • ✅ Local payment methods including Bancontact (Belgium), iDEAL (Netherlands), and Przelewy24 (Poland), Giropay (EUR only), and EPS (EUR only).
  • ❌ Afterpay/Clearpay is not supported.
Versus 🥊

Free versions compared 🆚

For a completely free, straightforward payment solution, Stripe Payments for WooCommerce delivers. It doesn’t give you as many features as you get with WP Simple Pay, but if you don’t need those features anyway, then they become nothing more than a distraction.

Processing FeeAccept One-Time PaymentsAccept Subscription / RecurringAccept Custom PaymentsCollect TaxesCaptcha
WP Simple Pay3%Yes💰💰💰Yes
Stripe PaymentsNoneYesYesYes

💰 = Available in pro version only; ❌ = not available

Templates 🖼️

This plugin doesn’t offer templates. As stated in the Overview tab, its sole purpose is to expand the amount of payment gateways you can use with WooCommerce.

There’s a standard form which you can customize to some degree through the WP Admin dashboard:

Support 💬

Stripe Payments For WooCommerce has a helpful knowledge base you can browse to resolve most issues. If you encounter something you can’t solve, then you can open a support ticket with them.

Pricing 💰

The plugin is open-source and completely free. There are no premium versions of it.

Final thoughts 💭

WP Simple Pay has been around since 2014. While it’s managed to amass more than 9,000 active installs – which is decent for a plugin of this kind – it falls short in many ways. Probably its biggest drawback is that its free version is significantly limited, and most of its features are only available on the highest paid plan.

I understand hiding features behind a paywall, but typically the distribution is a bit more balanced than WP Simple Pay’s business model. You can see a portion of their plans comparison in the screenshot below:

Need I say more? 🤔

But the good news is that there are other alternatives out there – and better ones at that. To recap, my five favorite ones are:

  • WP Full Pay: In my opinion, this is the best overall direct alternative to WP Simple Pay. It’s got a lot of the same features but is much more generous across all versions. Plus the user interface is easier to navigate.
  • Payment Page: This one is a close second. It has the big advantage of also including PayPal as a payment gateway (which neither WP Full Pay nor WP Simple Pay do), and it has a nice set of templates to choose from.
  • Forminator: A great choice if you want a solution that not only gives you payment forms, but also a variety of other form types (e.g., contact forms, newsletter subscription forms, etc). Plus you can add a payment method to any of the forms.
  • GiveWP: The best option for charities and non-profits. It’s a bit pricier than the other plugins, but it’s absolutely worth it if your organization relies on donations. Plus it’s the only one that lets you edit the payment form directly inside the block editor.
  • Stripe Payments by Checkout Plugins: If you already use WooCommerce but are just looking to expand your payment options, then this 100% free, open-source plugin is a solid way to do it.

What about you? What are your favorite payment plugins? Were you already familiar with mine before you read this post? Let me know in the comments. I’ll see you there.

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