{"id":118725,"date":"2026-09-22T16:38:09","date_gmt":"2026-09-22T13:38:09","guid":{"rendered":"https:\/\/themeisle.com\/blog\/?p=118725&#038;preview=true&#038;preview_id=118725"},"modified":"2026-09-22T16:38:09","modified_gmt":"2026-09-22T13:38:09","slug":"stripe-wordpress-cost-calculator","status":"publish","type":"post","link":"https:\/\/themeisle.com\/blog\/stripe-wordpress-cost-calculator\/","title":{"rendered":"The Real Cost of Stripe on WordPress: Plugin Fees and Break-Even Calculator"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">A free Stripe plugin is a little like a free puppy. The adoption is free; the ongoing costs are where the commitment shows up. In this case the ongoing cost is a small percentage of every payment you take, and at some point it quietly overtakes the price of just buying the thing.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">This guide breaks down what Stripe payments on WordPress actually cost, layer by layer, and gives you a one-line formula plus a fill-in worksheet to find your own break-even point. No spreadsheets required, and the whole exercise takes about five minutes.<\/p>\n\n\n\n<!--more-->\n\n\n    \r\n    <style>\r\n        :root {\r\n        --jtoc-progress-bar-color: #4267cf;\n        }\r\n                    .wpj-jtoc.--jtoc-theme-none.--jtoc-has-custom-styles {\r\n        --jtoc-width: 100%;\n--jtoc-toc-padding: 24px;\n--jtoc-toc-border: 1px solid;\n--jtoc-toc-border-color: #dedede;\n--jtoc-background-color: #f6f7f9;\n--jtoc-header-height: 20px;\n--jtoc-header-margin: 0;\n--jtoc-header-padding: 0;\n--jtoc-title-color: #393939;\n--jtoc-title-font-size: 1.2em;\n--jtoc-title-label-font-weight: 400;\n--jtoc-body-margin: 16px 0 0 0;\n--jtoc-body-padding: 0;\n--jtoc-headings-margin: 10px 0 0 0;\n--jtoc-link-font-size: 1em;\n--jtoc-link-font-weight: 400;\n--jtoc-link-color: #848484;\n--jtoc-link-color-hover: #4a66c8;\n--jtoc-link-color-active: #4a66c8;\n        }\r\n        .--jtoc-the-content{\r\ndisplay:none;\r\n}\r\n.--jtoc-is-active>.wpj-jtoc--item-content>a:before{\r\nmargin-left:3px;\r\n}\r\n.wpj-jtoc--nav>.wpj-jtoc--items li a::before{\r\ncontent:'\\203A';\r\ndisplay:block;\r\nfloat:left;\r\nheight:100%;\r\nfont-weight:700;\r\ncolor:#4267CF;\r\nline-height: 20px;\r\nmargin-right: 3px;\r\n}\r\n.sidebar .wpj-jtoc--toc{\r\nborder:0;\r\npadding:0;\r\n}\r\n.sidebar .wpj-jtoc--header,\r\n.sidebar .wpj-jtoc--body{\r\nbackground:transparent;\r\n}\r\n\r\n.sidebar .--jtoc-is-active>.wpj-jtoc--item-content>a{\r\ntext-decoration:none;\r\n}\r\n.sidebar-left .widget-first{\r\nposition:sticky;\r\ntop:70px;\r\nmargin-bottom:1250px;\r\n}\r\n.sidebar-left{\r\ndisplay:none;\r\nmax-width:300px;\r\nposition:absolute;\r\nleft:-330px;\r\ntop:0;\r\nheight:100%;\r\n}\r\n@media only screen and (max-width: 1900px) {\r\n.single-post .sidebar-left{\r\ndisplay:none !important;\r\n}\r\n.--jtoc-the-content{\r\ndisplay:block;\r\n}\r\n@media only screen and (max-width: 400px) {\r\n.wpj-jtoc--item .wpj-jtoc--item-content{\r\nmargin-top:5px;\r\n}\r\n.wpj-jtoc--header-main .wpj-jtoc--title{\r\nfont-size:1.1em;\r\n}\r\n}    <\/style>\r\n\r\n\r\n    <!-- jtoc progress bar widget -->\r\n    <div class=\"wpj-jtoc--widget-progress --progress-top\">\r\n        <div class=\"wpj-jtoc--widget-progress-bar\"><\/div>\r\n    <\/div>\r\n\r\n<div id=\"wpj-jtoc\" class=\"wpj-jtoc wpj-jtoc--main --jtoc-the-content --jtoc-theme-none --jtoc-title-align-left --jtoc-toggle-icon --jtoc-toggle-position-right --jtoc-toggle-1 --jtoc-header-as-toggle --jtoc-headings-full-row-clickable --jtoc-floating-toc-top --jtoc-floating-has-shadow --jtoc-has-custom-styles --jtoc-is-unfolded\" >\r\n            \r\n    <!-- TOC -->\r\n    <div class=\"wpj-jtoc--toc \">\r\n                            <div class=\"wpj-jtoc--header\">\r\n                <div class=\"wpj-jtoc--header-main\">\r\n                                        <div class=\"wpj-jtoc--title\">\r\n                        <!-- <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" class=\"lucide lucide-columns-3\"><rect width=\"18\" height=\"18\" x=\"3\" y=\"3\" rx=\"2\"\/><path d=\"M9 3v18\"\/><path d=\"M15 3v18\"\/><\/svg> -->\r\n                        <span class=\"wpj-jtoc--title-label\">Table of contents<\/span>\r\n                    <\/div>\r\n                                                        <\/div>\r\n            <\/div>\r\n                                <div class=\"wpj-jtoc--body\">\r\n                        <nav class=\"wpj-jtoc--nav\">\r\n                <ol class=\"wpj-jtoc--items\"><li class=\"wpj-jtoc--item --jtoc-h2\">\r\n        <div class=\"wpj-jtoc--item-content\" data-depth=\"2\">\r\n                        <a href=\"#two-layers-of-cost\" title=\"The two layers of cost (only one is a choice)\" data-numeration=\"1\" >The two layers of cost (only one is a choice)<\/a>\r\n                    <\/div> <\/li><li class=\"wpj-jtoc--item --jtoc-h2\">\r\n        <div class=\"wpj-jtoc--item-content\" data-depth=\"2\">\r\n                        <a href=\"#the-formula\" title=\"The one formula that settles it \ud83e\uddee\" data-numeration=\"2\" >The one formula that settles it \ud83e\uddee<\/a>\r\n                    <\/div> <\/li><li class=\"wpj-jtoc--item --jtoc-h2\">\r\n        <div class=\"wpj-jtoc--item-content\" data-depth=\"2\">\r\n                        <a href=\"#three-businesses\" title=\"Three businesses, three different answers\" data-numeration=\"3\" >Three businesses, three different answers<\/a>\r\n                    <\/div> <\/li><li class=\"wpj-jtoc--item --jtoc-h2\">\r\n        <div class=\"wpj-jtoc--item-content\" data-depth=\"2\">\r\n                        <a href=\"#three-year-picture\" title=\"The three-year picture \ud83d\udcca\" data-numeration=\"4\" >The three-year picture \ud83d\udcca<\/a>\r\n                    <\/div> <\/li><li class=\"wpj-jtoc--item --jtoc-h2\">\r\n        <div class=\"wpj-jtoc--item-content\" data-depth=\"2\">\r\n                        <a href=\"#your-turn-worksheet\" title=\"Your turn: the five-minute worksheet\" data-numeration=\"5\" >Your turn: the five-minute worksheet<\/a>\r\n                    <\/div> <\/li><li class=\"wpj-jtoc--item --jtoc-h2\">\r\n        <div class=\"wpj-jtoc--item-content\" data-depth=\"2\">\r\n                        <a href=\"#when-free-is-right\" title=\"When the free tier is genuinely the right answer\" data-numeration=\"6\" >When the free tier is genuinely the right answer<\/a>\r\n                    <\/div> <\/li><li class=\"wpj-jtoc--item --jtoc-h2\">\r\n        <div class=\"wpj-jtoc--item-content\" data-depth=\"2\">\r\n                        <a href=\"#sources\" title=\"Sources\" data-numeration=\"7\" >Sources<\/a>\r\n                    <\/div> <\/li><\/ol>            <\/nav>\r\n                                                        <\/div>\r\n            <\/div>\r\n<\/div>\r\n\n\n\n<h2 id=\"two-layers-of-cost\" class=\"wp-block-heading joli-heading jtoc-heading\">The two layers of cost (only one is a choice)<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Every Stripe payment on your WordPress site has two cost layers stacked on it:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Layer 1: Stripe&rsquo;s processing fee.<\/strong> For US domestic cards online, Stripe&rsquo;s standard rate is 2.9% + 30&cent; per successful transaction, with added fees in some cases, such as international cards or currency conversion. Every option in this guide pays it, nobody can waive it, and there are no monthly or setup fees on top. <sup><a href=\"#source-1\">[1]<\/a><\/sup><\/li>\n\n\n\n<li><strong>Layer 2: your plugin&rsquo;s fee.<\/strong> This layer is entirely your choice. Some routes add nothing at all, some add 3 to 5%, and some replace the percentage with a flat yearly license.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Since Layer 1 is identical everywhere, the whole decision lives in Layer 2. Here is what the popular routes charge there:<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><thead><tr><th>Route<\/th><th>Plugin fee (Layer 2)<\/th><th>What removes it<\/th><\/tr><\/thead><tbody><tr><td><a href=\"https:\/\/stripe.com\/payment-links\" target=\"_blank\" rel=\"noreferrer noopener\">Stripe Payment Links<\/a> (no plugin)<\/td><td><strong>$0<\/strong>, ever<\/td><td>Nothing to remove<\/td><\/tr><tr><td><a href=\"https:\/\/wordpress.org\/plugins\/wp-full-stripe-free\/\" target=\"_blank\" rel=\"noreferrer noopener\">WPFullPay<\/a> free tier<\/td><td>5% per transaction<\/td><td>Basic license: &euro;79.50\/yr intro, &euro;159 on renewal<\/td><\/tr><tr><td><a href=\"https:\/\/wordpress.org\/plugins\/stripe-payments\/\" target=\"_blank\" rel=\"noreferrer noopener\">WP Simple Pay Lite<\/a><\/td><td>3% per transaction<\/td><td>Personal license: $49.50\/yr intro, $99 on renewal<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">A small footnote on Layer 1 before moving on: the fixed 30&cent; in Stripe&rsquo;s rate means tiny payments carry a heavier percentage than big ones. A $10 donation effectively costs about 5.9% in Stripe fees, while a $100 invoice costs about 3.2%. Nothing in Layer 2 changes that physics, so if you collect lots of very small payments, judge your total cost by your real average payment size, not the headline 2.9%. &#129689;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Yes, the first row is the plot twist: if a hosted checkout page covers your needs, the plugin-fee question disappears completely. The rest of this guide is for when you need an embedded form, which is when Layer 2 gets interesting. (Quick disclosure: WPFullPay is part of the ThemeIsle family, like this blog.)<\/p>\n\n\n\n<h2 id=\"the-formula\" class=\"wp-block-heading joli-heading jtoc-heading\">The one formula that settles it &#129518;<\/h2>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\">&#128161; <strong>Break-even volume = license price &divide; plugin fee rate.<\/strong> Take less than this per year and the free tier wins. Take more and the license wins.<\/p>\n<\/blockquote>\n\n\n\n<p class=\"wp-block-paragraph\">Plug in the real numbers and you get the two thresholds worth memorizing:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>WPFullPay:<\/strong> &euro;79.50 &divide; 5% = <strong>&euro;1,590 per year<\/strong> at introductory pricing, or &euro;159 &divide; 5% = <strong>&euro;3,180<\/strong> once you are on renewal pricing. <sup><a href=\"#source-2\">[2]<\/a><\/sup><\/li>\n\n\n\n<li><strong>WP Simple Pay:<\/strong> $49.50 &divide; 3% = <strong>$1,650 per year<\/strong> introductory, or $99 &divide; 3% = <strong>$3,300<\/strong> on renewal. The vendor uses the exact same $1,650 example on its own comparison page, which is a nice sign the formula is honest. <sup><a href=\"#source-3\">[3]<\/a><\/sup><\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Notice the trap hiding between the two columns: introductory prices roughly double after year one, so the right answer can flip at renewal. A site collecting &euro;2,500 a year pays &euro;125 on the free tier, which loses to the &euro;79.50 introductory license in year one but beats the &euro;159 renewal from year two onward. The correct move is to take the introductory year and re-run the formula at renewal with the full price. &#128197;<\/p>\n\n\n\n<h2 id=\"three-businesses\" class=\"wp-block-heading joli-heading jtoc-heading\">Three businesses, three different answers<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Formulas are nice. Examples are nicer. Here is the same math applied to three realistic sites (plugin-side costs only, since Stripe&rsquo;s own fees are identical everywhere):<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><thead><tr><th>The site<\/th><th>Annual volume<\/th><th>Free WPFullPay (5%)<\/th><th>Free Lite (3%)<\/th><th>Recommended route<\/th><\/tr><\/thead><tbody><tr><td>Weekend bakery taking preorders<\/td><td>$3,600<\/td><td>$180<\/td><td>$108<\/td><td><strong>Payment Links<\/strong> ($0 plugin fee) or a license; free tiers both lose<\/td><\/tr><tr><td>Consultant invoicing clients<\/td><td>$24,000<\/td><td>$1,200<\/td><td>$720<\/td><td><strong>License<\/strong> (or Payment Links; invoices tolerate a redirect)<\/td><\/tr><tr><td>Small shop with an embedded form<\/td><td>$96,000<\/td><td>$4,800<\/td><td>$2,880<\/td><td><strong>License<\/strong>, and multi-site tiers if more shops are coming<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">The <strong>weekend bakery<\/strong> is the interesting case. At $3,600 a year it sits above both break-even lines, so even the &ldquo;cheap&rdquo; 3% route costs more than a license. But a preorder form for Saturday sourdough does not need subscriptions or donation goals, and a hosted payment page inside a nicely branded checkout covers it for $0 in plugin fees. The right answer for most hobby-plus volume is boring: skip the plugin layer entirely.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The <strong>consultant<\/strong> is the volume case. At $24,000 a year the 3% option costs $720 annually, seven times the license. Invoices also forgive a redirect, because the client already knows who they are paying. Either a license or Payment Links wins; the choice between them is whether the invoice page should live on the consultant&rsquo;s domain or Stripe&rsquo;s, and that is a branding decision, not a financial one.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The <strong>small shop<\/strong> is where features start arguing back. It needs the embedded form (its checkout is part of a sales page that converts cold visitors), so Payment Links is off the table, and at $96,000 a year the license is essentially free relative to the 5% alternative. The only remaining question is which tier, and that is a features list to check against what the shop actually sells.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Two lessons hide in that table. First, &ldquo;free&rdquo; gets expensive fast: the small shop pays more in plugin fees every three weeks than a license costs all year. Second, the honest answer is sometimes neither plugin: the bakery and the consultant do not strictly need an embedded form, and a hosted payment page costs them nothing beyond Stripe&rsquo;s own fees. Choose an embedded plugin for its features (donations, on-domain checkout, subscriptions with a customer portal), not by default.<\/p>\n\n\n\n<h2 id=\"three-year-picture\" class=\"wp-block-heading joli-heading jtoc-heading\">The three-year picture &#128202;<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Percentage fees scale with your success, while license fees mostly sit still. At $10,000 of annual volume, here is the three-year total for each Layer-2 route (first year at introductory pricing, years two and three at renewal):<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><thead><tr><th>Route<\/th><th>Year 1<\/th><th>Years 2+3<\/th><th>3-year total<\/th><\/tr><\/thead><tbody><tr><td>WPFullPay free (5% of $10k)<\/td><td>$500<\/td><td>$1,000<\/td><td><strong>$1,500<\/strong><\/td><\/tr><tr><td>WPFullPay Basic license<\/td><td>&euro;79.50<\/td><td>&euro;318<\/td><td><strong>&euro;397.50<\/strong><\/td><\/tr><tr><td>WP Simple Pay Lite (3% of $10k)<\/td><td>$300<\/td><td>$600<\/td><td><strong>$900<\/strong><\/td><\/tr><tr><td>WP Simple Pay Personal license<\/td><td>$49.50<\/td><td>$198<\/td><td><strong>$247.50<\/strong><\/td><\/tr><tr><td>Stripe Payment Links<\/td><td>$0<\/td><td>$0<\/td><td><strong>$0<\/strong><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><img data-opt-id=1517235430  fetchpriority=\"high\" decoding=\"async\" width=\"1600\" height=\"800\" src=\"https:\/\/mllj2j8xvfl0.i.optimole.com\/cb:c5QE.37290\/w:auto\/h:auto\/q:mauto\/f:best\/https:\/\/themeisle.com\/blog\/wp-content\/uploads\/2026\/08\/stripe-three-year-cost-comparison.jpg\" alt=\"Bar chart comparing three-year plugin-side costs at $10,000 annual volume: free tiers at $1,500 and $900 versus licenses at &euro;397.50 and $247.50 and Payment Links at $0\" class=\"wp-image-118724\" srcset=\"https:\/\/mllj2j8xvfl0.i.optimole.com\/cb:c5QE.37290\/w:1600\/h:800\/q:mauto\/f:best\/https:\/\/themeisle.com\/blog\/wp-content\/uploads\/2026\/08\/stripe-three-year-cost-comparison.jpg 1600w, https:\/\/mllj2j8xvfl0.i.optimole.com\/cb:c5QE.37290\/w:300\/h:150\/q:mauto\/f:best\/https:\/\/themeisle.com\/blog\/wp-content\/uploads\/2026\/08\/stripe-three-year-cost-comparison.jpg 300w, https:\/\/mllj2j8xvfl0.i.optimole.com\/cb:c5QE.37290\/w:1024\/h:512\/q:mauto\/f:best\/https:\/\/themeisle.com\/blog\/wp-content\/uploads\/2026\/08\/stripe-three-year-cost-comparison.jpg 1024w, https:\/\/mllj2j8xvfl0.i.optimole.com\/cb:c5QE.37290\/w:768\/h:384\/q:mauto\/f:best\/https:\/\/themeisle.com\/blog\/wp-content\/uploads\/2026\/08\/stripe-three-year-cost-comparison.jpg 768w, https:\/\/mllj2j8xvfl0.i.optimole.com\/cb:c5QE.37290\/w:1536\/h:768\/q:mauto\/f:best\/https:\/\/themeisle.com\/blog\/wp-content\/uploads\/2026\/08\/stripe-three-year-cost-comparison.jpg 1536w, https:\/\/mllj2j8xvfl0.i.optimole.com\/cb:c5QE.37290\/w:50\/h:25\/q:mauto\/f:best\/https:\/\/themeisle.com\/blog\/wp-content\/uploads\/2026\/08\/stripe-three-year-cost-comparison.jpg 50w, https:\/\/mllj2j8xvfl0.i.optimole.com\/cb:c5QE.37290\/w:480\/h:240\/q:mauto\/f:best\/https:\/\/themeisle.com\/blog\/wp-content\/uploads\/2026\/08\/stripe-three-year-cost-comparison.jpg 480w, https:\/\/mllj2j8xvfl0.i.optimole.com\/cb:c5QE.37290\/w:794\/h:397\/q:mauto\/f:best\/https:\/\/themeisle.com\/blog\/wp-content\/uploads\/2026\/08\/stripe-three-year-cost-comparison.jpg 794w, https:\/\/mllj2j8xvfl0.i.optimole.com\/cb:c5QE.37290\/w:1200\/h:600\/q:mauto\/f:best\/https:\/\/themeisle.com\/blog\/wp-content\/uploads\/2026\/08\/stripe-three-year-cost-comparison.jpg 1200w, https:\/\/mllj2j8xvfl0.i.optimole.com\/cb:c5QE.37290\/w:296\/h:148\/q:mauto\/f:best\/https:\/\/themeisle.com\/blog\/wp-content\/uploads\/2026\/08\/stripe-three-year-cost-comparison.jpg 296w, https:\/\/mllj2j8xvfl0.i.optimole.com\/cb:c5QE.37290\/w:390\/h:195\/q:mauto\/f:best\/https:\/\/themeisle.com\/blog\/wp-content\/uploads\/2026\/08\/stripe-three-year-cost-comparison.jpg 390w, https:\/\/mllj2j8xvfl0.i.optimole.com\/cb:c5QE.37290\/w:270\/h:135\/q:mauto\/f:best\/https:\/\/themeisle.com\/blog\/wp-content\/uploads\/2026\/08\/stripe-three-year-cost-comparison.jpg 270w, https:\/\/mllj2j8xvfl0.i.optimole.com\/cb:c5QE.37290\/w:1600\/h:800\/q:mauto\/f:best\/dpr:2\/https:\/\/themeisle.com\/blog\/wp-content\/uploads\/2026\/08\/stripe-three-year-cost-comparison.jpg 2x\" sizes=\"(max-width: 700px) 100vw, 700px\"><\/figure>\n<\/div>\n\n\n<p class=\"wp-block-paragraph\">WPFullPay publishes in euros and WP Simple Pay in dollars, so compare each license against its own free tier rather than against each other. Either way, the shape is the same: at steady volume, three years of percentage fees buy the license several times over. &#128184; And the license is not only a fee remover; both plugins bundle a year of updates and real support into the price, which is the part you appreciate the first time a payment form breaks before a launch.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Running more than one site changes the arithmetic again. WPFullPay&rsquo;s licenses cover one site each, so three sites means three licenses, while WP Simple Pay&rsquo;s higher tiers bundle three to unlimited sites into one plan. If you maintain payments across several sites, price the multi-site tiers before assuming the per-site math above still applies. &#128450;&#65039;<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><img data-opt-id=1189866086  fetchpriority=\"high\" decoding=\"async\" width=\"2000\" height=\"1250\" src=\"https:\/\/mllj2j8xvfl0.i.optimole.com\/cb:c5QE.37290\/w:auto\/h:auto\/q:mauto\/f:best\/https:\/\/themeisle.com\/blog\/wp-content\/uploads\/2026\/08\/wpfullpay-pricing-page.jpg\" alt=\"WPFullPay pricing page showing Basic, Plus, and Pro licenses at &euro;79.50, &euro;139.50, and &euro;239.50 introductory annual prices\" class=\"wp-image-118723\" srcset=\"https:\/\/mllj2j8xvfl0.i.optimole.com\/cb:c5QE.37290\/w:1728\/h:1080\/q:mauto\/f:best\/https:\/\/themeisle.com\/blog\/wp-content\/uploads\/2026\/08\/wpfullpay-pricing-page.jpg 2000w, https:\/\/mllj2j8xvfl0.i.optimole.com\/cb:c5QE.37290\/w:300\/h:188\/q:mauto\/f:best\/https:\/\/themeisle.com\/blog\/wp-content\/uploads\/2026\/08\/wpfullpay-pricing-page.jpg 300w, https:\/\/mllj2j8xvfl0.i.optimole.com\/cb:c5QE.37290\/w:1024\/h:640\/q:mauto\/f:best\/https:\/\/themeisle.com\/blog\/wp-content\/uploads\/2026\/08\/wpfullpay-pricing-page.jpg 1024w, https:\/\/mllj2j8xvfl0.i.optimole.com\/cb:c5QE.37290\/w:768\/h:480\/q:mauto\/f:best\/https:\/\/themeisle.com\/blog\/wp-content\/uploads\/2026\/08\/wpfullpay-pricing-page.jpg 768w, https:\/\/mllj2j8xvfl0.i.optimole.com\/cb:c5QE.37290\/w:1536\/h:960\/q:mauto\/f:best\/https:\/\/themeisle.com\/blog\/wp-content\/uploads\/2026\/08\/wpfullpay-pricing-page.jpg 1536w, https:\/\/mllj2j8xvfl0.i.optimole.com\/cb:c5QE.37290\/w:50\/h:31\/q:mauto\/f:best\/https:\/\/themeisle.com\/blog\/wp-content\/uploads\/2026\/08\/wpfullpay-pricing-page.jpg 50w, https:\/\/mllj2j8xvfl0.i.optimole.com\/cb:c5QE.37290\/w:384\/h:240\/q:mauto\/f:best\/https:\/\/themeisle.com\/blog\/wp-content\/uploads\/2026\/08\/wpfullpay-pricing-page.jpg 384w, https:\/\/mllj2j8xvfl0.i.optimole.com\/cb:c5QE.37290\/w:635\/h:397\/q:mauto\/f:best\/https:\/\/themeisle.com\/blog\/wp-content\/uploads\/2026\/08\/wpfullpay-pricing-page.jpg 635w, https:\/\/mllj2j8xvfl0.i.optimole.com\/cb:c5QE.37290\/w:960\/h:600\/q:mauto\/f:best\/https:\/\/themeisle.com\/blog\/wp-content\/uploads\/2026\/08\/wpfullpay-pricing-page.jpg 960w, https:\/\/mllj2j8xvfl0.i.optimole.com\/cb:c5QE.37290\/w:237\/h:148\/q:mauto\/f:best\/https:\/\/themeisle.com\/blog\/wp-content\/uploads\/2026\/08\/wpfullpay-pricing-page.jpg 237w, https:\/\/mllj2j8xvfl0.i.optimole.com\/cb:c5QE.37290\/w:312\/h:195\/q:mauto\/f:best\/https:\/\/themeisle.com\/blog\/wp-content\/uploads\/2026\/08\/wpfullpay-pricing-page.jpg 312w, https:\/\/mllj2j8xvfl0.i.optimole.com\/cb:c5QE.37290\/w:216\/h:135\/q:mauto\/f:best\/https:\/\/themeisle.com\/blog\/wp-content\/uploads\/2026\/08\/wpfullpay-pricing-page.jpg 216w, https:\/\/mllj2j8xvfl0.i.optimole.com\/cb:c5QE.37290\/w:1728\/h:1080\/q:mauto\/f:best\/dpr:2\/https:\/\/themeisle.com\/blog\/wp-content\/uploads\/2026\/08\/wpfullpay-pricing-page.jpg 2x\" sizes=\"(max-width: 700px) 100vw, 700px\"><\/figure>\n<\/div>\n\n\n<h2 id=\"your-turn-worksheet\" class=\"wp-block-heading joli-heading jtoc-heading\">Your turn: the five-minute worksheet<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Grab last year&rsquo;s numbers (or your best honest guess) and fill these in:<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><thead><tr><th>Line<\/th><th>Your number<\/th><\/tr><\/thead><tbody><tr><td>A. Average monthly card volume<\/td><td>$______<\/td><\/tr><tr><td>B. Annual volume (A &times; 12)<\/td><td>$______<\/td><\/tr><tr><td>C. Your free plugin&rsquo;s fee rate (3% or 5%)<\/td><td>______%<\/td><\/tr><tr><td>D. What the free tier costs you yearly (B &times; C)<\/td><td>$______<\/td><\/tr><tr><td>E. The license that removes it (use the renewal price)<\/td><td>$______<\/td><\/tr><tr><td><strong>Verdict: if D &gt; E, buy the license. If D &lt; E, stay free.<\/strong><\/td><td>______<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">Filled in, it looks like this. Say your site took $850 a month last year: A = $850, B = $10,200, C = 5% on the free WPFullPay tier, so D = $510 a year in plugin fees. E = &euro;159 for the Basic renewal. D is more than three times E, so the worksheet says buy, and the same $10,200 on WP Simple Pay Lite (D = $306 vs E = $99) says the same thing louder. Two minutes, one answer, and the answer survives contact with either plugin.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">One refinement: if your volume is growing, run line B with next year&rsquo;s guess instead of last year&rsquo;s reality. Break-even decisions made with stale numbers are how sites end up tipping their plugin 5% of a record month. &#128584;<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\">&#128161; <strong>PRO TIP:<\/strong> put a yearly reminder in your calendar for this worksheet. Plugin prices change, your volume changes, and last year&rsquo;s right answer expires quietly.<\/p>\n<\/blockquote>\n\n\n\n<h2 id=\"when-free-is-right\" class=\"wp-block-heading joli-heading jtoc-heading\">When the free tier is genuinely the right answer<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">None of this is an argument against free plugins; they are the correct choice more often than the marketing for licenses admits. Stay free when your volume sits under the break-even line, when you are testing an idea and might not take payments in six months, or when the free tier&rsquo;s features already cover everything you sell. WPFullPay&rsquo;s free tier includes subscriptions and donations, and WP Simple Pay Lite covers clean one-off payment forms, so &ldquo;free&rdquo; does not mean &ldquo;crippled&rdquo; here. <sup><a href=\"#source-4\">[4]<\/a><\/sup><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The only genuinely wrong answers are paying a percentage on serious volume because switching felt like work, and buying a license for a form that collects $30 a month. Everything in between is a five-minute worksheet.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Want the feature-by-feature view instead of the math? The companion guide compares <a href=\"https:\/\/themeisle.com\/blog\/stripe-payment-links-vs-embedded-forms\/\">Stripe Payment Links vs embedded WordPress forms<\/a> in plain language. And if you ran the worksheet for your own site, share the answer in the comments. &#128071;<\/p>\n\n\n\n<h2 id=\"sources\" class=\"wp-block-heading joli-heading jtoc-heading\">Sources<\/h2>\n\n\n\n<ol class=\"wp-block-list\">\n<li><span id=\"source-1\">[1]<\/span> <a href=\"https:\/\/stripe.com\/pricing\">Stripe pricing: processing rates and fee structure<\/a><\/li>\n\n\n\n<li><span id=\"source-2\">[2]<\/span> <a href=\"https:\/\/paymentsplugin.com\/pricing\/\">WPFullPay pricing: Basic license and renewal terms<\/a><\/li>\n\n\n\n<li><span id=\"source-3\">[3]<\/span> <a href=\"https:\/\/wpsimplepay.com\/wp-simple-pay-lite-vs-pro\/\">WP Simple Pay Lite vs Pro: the 3% fee and $1,650 example<\/a><\/li>\n\n\n\n<li><span id=\"source-4\">[4]<\/span> <a href=\"https:\/\/wordpress.org\/plugins\/wp-full-stripe-free\/\">WPFullPay on WordPress.org: free-tier features<\/a><\/li>\n<\/ol>\n\n\n<style>.ticss-d144f107 strong{font-weight: 700;\n    letter-spacing: -0.2px;\n    line-height: 1.2;\n    display: inline-block;}<\/style>\n\n\n<div class=\"wp-block-columns speed-guide has-white-color has-text-color has-background has-link-color wp-elements-2f81f6c5526477b5b4d52d1ca4513949 is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\" style=\"background-color:#4267cf\">\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:40%\">\n<figure class=\"wp-block-image size-medium\"><img data-opt-id=30701221  fetchpriority=\"high\" decoding=\"async\" width=\"300\" height=\"300\" src=\"https:\/\/mllj2j8xvfl0.i.optimole.com\/cb:c5QE.37290\/w:300\/h:300\/q:mauto\/f:best\/https:\/\/themeisle.com\/blog\/wp-content\/uploads\/2025\/09\/e2ce20299a807336c68c2e029640adaa1.png\" alt=\"speed guide\" class=\"wp-image-113040\" srcset=\"https:\/\/mllj2j8xvfl0.i.optimole.com\/cb:c5QE.37290\/w:300\/h:300\/q:mauto\/f:best\/https:\/\/themeisle.com\/blog\/wp-content\/uploads\/2025\/09\/e2ce20299a807336c68c2e029640adaa1.png 300w, https:\/\/mllj2j8xvfl0.i.optimole.com\/cb:c5QE.37290\/w:1024\/h:1024\/q:mauto\/f:best\/https:\/\/themeisle.com\/blog\/wp-content\/uploads\/2025\/09\/e2ce20299a807336c68c2e029640adaa1.png 1024w, https:\/\/mllj2j8xvfl0.i.optimole.com\/cb:c5QE.37290\/w:150\/h:150\/q:mauto\/f:best\/https:\/\/themeisle.com\/blog\/wp-content\/uploads\/2025\/09\/e2ce20299a807336c68c2e029640adaa1.png 150w, https:\/\/mllj2j8xvfl0.i.optimole.com\/cb:c5QE.37290\/w:768\/h:768\/q:mauto\/f:best\/https:\/\/themeisle.com\/blog\/wp-content\/uploads\/2025\/09\/e2ce20299a807336c68c2e029640adaa1.png 768w, https:\/\/mllj2j8xvfl0.i.optimole.com\/cb:c5QE.37290\/w:50\/h:50\/q:mauto\/f:best\/https:\/\/themeisle.com\/blog\/wp-content\/uploads\/2025\/09\/e2ce20299a807336c68c2e029640adaa1.png 50w, https:\/\/mllj2j8xvfl0.i.optimole.com\/cb:c5QE.37290\/w:240\/h:240\/q:mauto\/f:best\/https:\/\/themeisle.com\/blog\/wp-content\/uploads\/2025\/09\/e2ce20299a807336c68c2e029640adaa1.png 240w, https:\/\/mllj2j8xvfl0.i.optimole.com\/cb:c5QE.37290\/w:397\/h:397\/q:mauto\/f:best\/https:\/\/themeisle.com\/blog\/wp-content\/uploads\/2025\/09\/e2ce20299a807336c68c2e029640adaa1.png 397w, https:\/\/mllj2j8xvfl0.i.optimole.com\/cb:c5QE.37290\/w:600\/h:600\/q:mauto\/f:best\/https:\/\/themeisle.com\/blog\/wp-content\/uploads\/2025\/09\/e2ce20299a807336c68c2e029640adaa1.png 600w, https:\/\/mllj2j8xvfl0.i.optimole.com\/cb:c5QE.37290\/w:148\/h:148\/q:mauto\/f:best\/https:\/\/themeisle.com\/blog\/wp-content\/uploads\/2025\/09\/e2ce20299a807336c68c2e029640adaa1.png 148w, https:\/\/mllj2j8xvfl0.i.optimole.com\/cb:c5QE.37290\/w:195\/h:195\/q:mauto\/f:best\/https:\/\/themeisle.com\/blog\/wp-content\/uploads\/2025\/09\/e2ce20299a807336c68c2e029640adaa1.png 195w, https:\/\/mllj2j8xvfl0.i.optimole.com\/cb:c5QE.37290\/w:135\/h:135\/q:mauto\/f:best\/https:\/\/themeisle.com\/blog\/wp-content\/uploads\/2025\/09\/e2ce20299a807336c68c2e029640adaa1.png 135w, https:\/\/mllj2j8xvfl0.i.optimole.com\/cb:c5QE.37290\/w:1080\/h:1080\/q:mauto\/f:best\/https:\/\/themeisle.com\/blog\/wp-content\/uploads\/2025\/09\/e2ce20299a807336c68c2e029640adaa1.png 1200w, https:\/\/mllj2j8xvfl0.i.optimole.com\/cb:c5QE.37290\/w:1080\/h:1080\/q:mauto\/f:best\/dpr:2\/https:\/\/themeisle.com\/blog\/wp-content\/uploads\/2025\/09\/e2ce20299a807336c68c2e029640adaa1.png 2x\" sizes=\"(max-width: 300px) 100vw, 300px\"><\/figure>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<p class=\"has-text-align-center ticss-58e79f2f wp-block-paragraph\" style=\"font-size:14px\"><strong>FREE GUIDE<\/strong><\/p>\n\n\n\n<p class=\"ticss-d144f107 wp-block-paragraph\" style=\"font-size:25px\"><strong>4 Essential Steps to Speed Up Your&nbsp;WordPress Website<\/strong><\/p>\n\n\n\n<p class=\"ticss-3b627beb wp-block-paragraph\">Follow the simple steps in our 4-part mini series and reduce your loading times by 50-80%.&nbsp;&#128640;<\/p>\n\n\n<p><\/p><div class=\"frm_forms  with_frm_style frm_style_themeisle\" id=\"frm_form_4_container\" data-token=\"ae124101f44fe3ec1bb0030b748bb6d9\">\n<form enctype=\"multipart\/form-data\" method=\"post\" class=\"frm-show-form  frm_pro_form \" id=\"form_site-speed-guide-below-post\" data-token=\"ae124101f44fe3ec1bb0030b748bb6d9\">\n<div class=\"frm_form_fields \">\n<fieldset>\n<legend class=\"frm_screen_reader\">Site Speed Guide - Below Post<\/legend>\r\n\r\n<div class=\"frm_fields_container\">\n<input type=\"hidden\" name=\"frm_action\" value=\"create\">\n<input type=\"hidden\" name=\"form_id\" value=\"4\">\n<input type=\"hidden\" name=\"frm_hide_fields_4\" id=\"frm_hide_fields_4\" value=\"\">\n<input type=\"hidden\" name=\"form_key\" value=\"site-speed-guide-below-post\">\n<input type=\"hidden\" name=\"item_meta[0]\" value=\"\">\n<input type=\"hidden\" id=\"frm_submit_entry_4\" name=\"frm_submit_entry_4\" value=\"f88fdcc55b\"><input type=\"hidden\" name=\"_wp_http_referer\" value=\"\/blog\/wp-json\/wp\/v2\/posts\/118725\">\t\t<input type=\"hidden\" name=\"item_meta[18]\" id=\"field_6px6q2\" value=\"\/blog\/wp-json\/wp\/v2\/posts\/118725\" data-frmval=\"\/blog\/wp-json\/wp\/v2\/posts\/118725\">\n\t\t<div id=\"frm_field_15_container\" class=\"frm_form_field form-field  frm_required_field frm_none_container\">\r\n\t<label for=\"field_6px6q\" id=\"field_6px6q_label\" class=\"frm_primary_label\">Your Email\r\n\t\t<span class=\"frm_required\" aria-hidden=\"true\">*<\/span>\r\n\t<\/label>\r\n\t<input type=\"email\" id=\"field_6px6q\" name=\"item_meta[15]\" value=\"\" autocomplete=\"email\" placeholder=\"your@email.com\" data-reqmsg=\"Your Email cannot be blank.\" aria-required=\"true\" data-invmsg=\"Your Email is invalid\" aria-invalid=\"false\">\r\n\t\r\n\t\r\n<\/div>\n<div id=\"frm_field_17_container\" class=\"frm_form_field form-field  frm_none_container vertical_radio\">\r\n\t<div id=\"field_6px6q3_label\" class=\"frm_primary_label\">Subscribe to our newsletter\r\n\t\t<span class=\"frm_required\" aria-hidden=\"true\"><\/span>\r\n\t<\/div>\r\n\t<div class=\"frm_opt_container\" aria-labelledby=\"field_6px6q3_label\" role=\"group\">\t\t<div class=\"frm_checkbox\" id=\"frm_checkbox_17-0\">\t\t\t<label for=\"field_6px6q3-0\">\n\t\t\t<input type=\"checkbox\" name=\"item_meta[17][]\" id=\"field_6px6q3-0\" value=\"true\" data-invmsg=\"Subscribe to our newsletter is invalid\"> Subscribe to our newsletter<\/label><\/div>\n<\/div>\r\n\t\r\n\t\r\n<\/div>\n<div id=\"frm_field_14_container\" class=\"frm_form_field form-field \">\r\n\t<div class=\"frm_submit frm_flex\">\r\n<button class=\"frm_button_submit frm_final_submit\" type=\"submit\" formnovalidate=\"formnovalidate\">FREE ACCESS<\/button>\r\n\r\n\r\n\r\n<\/div>\r\n<\/div>\n\t<input type=\"hidden\" name=\"item_key\" value=\"\">\n\t\t\t<div id=\"frm_field_24_container\">\n\t\t\t<label for=\"field_o3kjv\">\n\t\t\t\tIf you are human, leave this field blank.\t\t\t<\/label>\n\t\t\t<input id=\"field_o3kjv\" type=\"text\" class=\"frm_form_field form-field frm_verify\" name=\"item_meta[24]\" value=\"\">\n\t\t<\/div>\n\t\t<input name=\"frm_state\" type=\"hidden\" value=\"tGKtIG19U6wyYcew8uBttVbGl7SPMuyIWsYKfJ8WKkIkdKCs\/l0h48RQnQG\/UFbR\"><\/div>\n<\/fieldset>\n<\/div>\n\n<p style=\"display: none !important;\" class=\"akismet-fields-container\" data-prefix=\"ak_\"><label>&Delta;<textarea name=\"ak_hp_textarea\" cols=\"45\" rows=\"8\" maxlength=\"100\"><\/textarea><\/label><input type=\"hidden\" id=\"ak_js_1\" name=\"ak_js\" value=\"46\"><script>\ndocument.getElementById( \"ak_js_1\" ).setAttribute( \"value\", ( new Date() ).getTime() );\n<\/script>\n<\/p><\/form>\n<\/div>\n\n<\/div>\n<\/div>\n\n","protected":false},"excerpt":{"rendered":"Stripe fees are fixed, but plugin fees are a choice. Use this simple break-even calculator to see when a free Stripe plugin stops being free.","protected":false},"author":34,"featured_media":118861,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_stopmodifiedupdate":false,"_modified_date":"","_has_post_settings":[],"_themeisle_gutenberg_block_has_review":false,"footnotes":""},"categories":[13],"tags":[],"hashtags":[],"class_list":["post-118725","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-wordpress-plugins"],"wppr_data":{"cwp_meta_box_check":"No"},"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v21.8 (Yoast SEO v28.2) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>The Real Cost of Stripe on WordPress: Fees + Break-Even Calculator<\/title>\n<meta name=\"description\" content=\"Stripe fees are fixed, but plugin fees are a choice. Use this simple break-even calculator to see when a free Stripe plugin stops being free.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/themeisle.com\/blog\/stripe-wordpress-cost-calculator\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"The Real Cost of Stripe on WordPress: Plugin Fees and Break-Even Calculator\" \/>\n<meta property=\"og:description\" content=\"Stripe fees are fixed, but plugin fees are a choice. Use this simple break-even calculator to see when a free Stripe plugin stops being free.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/themeisle.com\/blog\/stripe-wordpress-cost-calculator\/\" \/>\n<meta property=\"og:site_name\" content=\"Themeisle Blog\" \/>\n<meta property=\"article:published_time\" content=\"2026-09-22T13:38:09+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/mllj2j8xvfl0.i.optimole.com\/cb:c5QE.37290\/w:1920\/h:960\/q:mauto\/f:best\/https:\/\/themeisle.com\/blog\/wp-content\/uploads\/2026\/08\/The-Real-Cost-of-Stripe.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"2180\" \/>\n\t<meta property=\"og:image:height\" content=\"1090\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Themeisle Editorial\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@ThemeIsle\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Themeisle Editorial\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"8 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/themeisle.com\\\/blog\\\/stripe-wordpress-cost-calculator\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/themeisle.com\\\/blog\\\/stripe-wordpress-cost-calculator\\\/\"},\"author\":{\"name\":\"Themeisle Editorial\",\"@id\":\"https:\\\/\\\/themeisle.com\\\/blog\\\/#\\\/schema\\\/person\\\/844b0a2dc66556309f9a5ae28ae87ffe\"},\"headline\":\"The Real Cost of Stripe on WordPress: Plugin Fees and Break-Even Calculator\",\"datePublished\":\"2026-09-22T13:38:09+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/themeisle.com\\\/blog\\\/stripe-wordpress-cost-calculator\\\/\"},\"wordCount\":1520,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\\\/\\\/themeisle.com\\\/blog\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/themeisle.com\\\/blog\\\/stripe-wordpress-cost-calculator\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\/\\/themeisle.com\\/blog\\/wp-content\\/uploads\\/2026\\/08\\/The-Real-Cost-of-Stripe.jpg\",\"articleSection\":[\"WordPress Plugins\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/themeisle.com\\\/blog\\\/stripe-wordpress-cost-calculator\\\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/themeisle.com\\\/blog\\\/stripe-wordpress-cost-calculator\\\/\",\"url\":\"https:\\\/\\\/themeisle.com\\\/blog\\\/stripe-wordpress-cost-calculator\\\/\",\"name\":\"The Real Cost of Stripe on WordPress: Fees + Break-Even Calculator\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/themeisle.com\\\/blog\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/themeisle.com\\\/blog\\\/stripe-wordpress-cost-calculator\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/themeisle.com\\\/blog\\\/stripe-wordpress-cost-calculator\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\/\\/themeisle.com\\/blog\\/wp-content\\/uploads\\/2026\\/08\\/The-Real-Cost-of-Stripe.jpg\",\"datePublished\":\"2026-09-22T13:38:09+00:00\",\"description\":\"Stripe fees are fixed, but plugin fees are a choice. Use this simple break-even calculator to see when a free Stripe plugin stops being free.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/themeisle.com\\\/blog\\\/stripe-wordpress-cost-calculator\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/themeisle.com\\\/blog\\\/stripe-wordpress-cost-calculator\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/themeisle.com\\\/blog\\\/stripe-wordpress-cost-calculator\\\/#primaryimage\",\"url\":\"https:\\/\\/themeisle.com\\/blog\\/wp-content\\/uploads\\/2026\\/08\\/The-Real-Cost-of-Stripe.jpg\",\"contentUrl\":\"https:\\/\\/themeisle.com\\/blog\\/wp-content\\/uploads\\/2026\\/08\\/The-Real-Cost-of-Stripe.jpg\",\"width\":2180,\"height\":1090,\"caption\":\"The Real Cost of Stripe\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/themeisle.com\\\/blog\\\/stripe-wordpress-cost-calculator\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Blog\",\"item\":\"https:\\\/\\\/themeisle.com\\\/blog\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"The Real Cost of Stripe on WordPress: Plugin Fees and Break-Even Calculator\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/themeisle.com\\\/blog\\\/#website\",\"url\":\"https:\\\/\\\/themeisle.com\\\/blog\\\/\",\"name\":\"Themeisle Blog\",\"description\":\"WordPress Tutorials and Reviews for Beginners and Advanced\",\"publisher\":{\"@id\":\"https:\\\/\\\/themeisle.com\\\/blog\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/themeisle.com\\\/blog\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/themeisle.com\\\/blog\\\/#organization\",\"name\":\"VertiStudio\",\"alternateName\":\"Vertigo Studio SA\",\"url\":\"https:\\\/\\\/themeisle.com\\\/blog\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/themeisle.com\\\/blog\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\/\\/themeisle.com\\/blog\\/wp-content\\/uploads\\/2024\\/02\\/VertiStudio_logo1.png\",\"contentUrl\":\"https:\\/\\/themeisle.com\\/blog\\/wp-content\\/uploads\\/2024\\/02\\/VertiStudio_logo1.png\",\"width\":718,\"height\":156,\"caption\":\"VertiStudio\"},\"image\":{\"@id\":\"https:\\\/\\\/themeisle.com\\\/blog\\\/#\\\/schema\\\/logo\\\/image\\\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/themeisle.com\\\/blog\\\/#\\\/schema\\\/person\\\/844b0a2dc66556309f9a5ae28ae87ffe\",\"name\":\"Themeisle Editorial\",\"description\":\"We\\\\'re the crew behind Themeisle Blog, where we eat, sleep, and breathe WordPress, website building, and all things blogging. Under the leadership of Karol K, our team is composed of WordPress wizards, web design junkies, and blogging enthusiasts. Between us, we\\\\'ve got a boatload of experience (like, 50+ years worth!) in making the digital world more accessible and fun.\",\"sameAs\":[\"https:\\\/\\\/themeisle.com\\\/blog\\\/\",\"https:\\\/\\\/x.com\\\/ThemeIsle\",\"https:\\\/\\\/www.youtube.com\\\/@ThemeIsle\"],\"url\":\"https:\\\/\\\/themeisle.com\\\/blog\\\/author\\\/editorial\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"The Real Cost of Stripe on WordPress: Fees + Break-Even Calculator","description":"Stripe fees are fixed, but plugin fees are a choice. Use this simple break-even calculator to see when a free Stripe plugin stops being free.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/themeisle.com\/blog\/stripe-wordpress-cost-calculator\/","og_locale":"en_US","og_type":"article","og_title":"The Real Cost of Stripe on WordPress: Plugin Fees and Break-Even Calculator","og_description":"Stripe fees are fixed, but plugin fees are a choice. Use this simple break-even calculator to see when a free Stripe plugin stops being free.","og_url":"https:\/\/themeisle.com\/blog\/stripe-wordpress-cost-calculator\/","og_site_name":"Themeisle Blog","article_published_time":"2026-09-22T13:38:09+00:00","og_image":[{"width":2180,"height":1090,"url":"https:\/\/mllj2j8xvfl0.i.optimole.com\/cb:c5QE.37290\/w:1920\/h:960\/q:mauto\/f:best\/https:\/\/themeisle.com\/blog\/wp-content\/uploads\/2026\/08\/The-Real-Cost-of-Stripe.jpg","type":"image\/jpeg"}],"author":"Themeisle Editorial","twitter_card":"summary_large_image","twitter_creator":"@ThemeIsle","twitter_misc":{"Written by":"Themeisle Editorial","Est. reading time":"8 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/themeisle.com\/blog\/stripe-wordpress-cost-calculator\/#article","isPartOf":{"@id":"https:\/\/themeisle.com\/blog\/stripe-wordpress-cost-calculator\/"},"author":{"name":"Themeisle Editorial","@id":"https:\/\/themeisle.com\/blog\/#\/schema\/person\/844b0a2dc66556309f9a5ae28ae87ffe"},"headline":"The Real Cost of Stripe on WordPress: Plugin Fees and Break-Even Calculator","datePublished":"2026-09-22T13:38:09+00:00","mainEntityOfPage":{"@id":"https:\/\/themeisle.com\/blog\/stripe-wordpress-cost-calculator\/"},"wordCount":1520,"commentCount":0,"publisher":{"@id":"https:\/\/themeisle.com\/blog\/#organization"},"image":{"@id":"https:\/\/themeisle.com\/blog\/stripe-wordpress-cost-calculator\/#primaryimage"},"thumbnailUrl":"https:\/\/mllj2j8xvfl0.i.optimole.com\/cb:c5QE.37290\/w:auto\/h:auto\/q:mauto\/f:best\/https:\/\/themeisle.com\/blog\/wp-content\/uploads\/2026\/08\/The-Real-Cost-of-Stripe.jpg","articleSection":["WordPress Plugins"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/themeisle.com\/blog\/stripe-wordpress-cost-calculator\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/themeisle.com\/blog\/stripe-wordpress-cost-calculator\/","url":"https:\/\/themeisle.com\/blog\/stripe-wordpress-cost-calculator\/","name":"The Real Cost of Stripe on WordPress: Fees + Break-Even Calculator","isPartOf":{"@id":"https:\/\/themeisle.com\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/themeisle.com\/blog\/stripe-wordpress-cost-calculator\/#primaryimage"},"image":{"@id":"https:\/\/themeisle.com\/blog\/stripe-wordpress-cost-calculator\/#primaryimage"},"thumbnailUrl":"https:\/\/mllj2j8xvfl0.i.optimole.com\/cb:c5QE.37290\/w:auto\/h:auto\/q:mauto\/f:best\/https:\/\/themeisle.com\/blog\/wp-content\/uploads\/2026\/08\/The-Real-Cost-of-Stripe.jpg","datePublished":"2026-09-22T13:38:09+00:00","description":"Stripe fees are fixed, but plugin fees are a choice. Use this simple break-even calculator to see when a free Stripe plugin stops being free.","breadcrumb":{"@id":"https:\/\/themeisle.com\/blog\/stripe-wordpress-cost-calculator\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/themeisle.com\/blog\/stripe-wordpress-cost-calculator\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/themeisle.com\/blog\/stripe-wordpress-cost-calculator\/#primaryimage","url":"https:\/\/mllj2j8xvfl0.i.optimole.com\/cb:c5QE.37290\/w:auto\/h:auto\/q:mauto\/f:best\/https:\/\/themeisle.com\/blog\/wp-content\/uploads\/2026\/08\/The-Real-Cost-of-Stripe.jpg","contentUrl":"https:\/\/mllj2j8xvfl0.i.optimole.com\/cb:c5QE.37290\/w:auto\/h:auto\/q:mauto\/f:best\/https:\/\/themeisle.com\/blog\/wp-content\/uploads\/2026\/08\/The-Real-Cost-of-Stripe.jpg","width":2180,"height":1090,"caption":"The Real Cost of Stripe"},{"@type":"BreadcrumbList","@id":"https:\/\/themeisle.com\/blog\/stripe-wordpress-cost-calculator\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Blog","item":"https:\/\/themeisle.com\/blog\/"},{"@type":"ListItem","position":2,"name":"The Real Cost of Stripe on WordPress: Plugin Fees and Break-Even Calculator"}]},{"@type":"WebSite","@id":"https:\/\/themeisle.com\/blog\/#website","url":"https:\/\/themeisle.com\/blog\/","name":"Themeisle Blog","description":"WordPress Tutorials and Reviews for Beginners and Advanced","publisher":{"@id":"https:\/\/themeisle.com\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/themeisle.com\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/themeisle.com\/blog\/#organization","name":"VertiStudio","alternateName":"Vertigo Studio SA","url":"https:\/\/themeisle.com\/blog\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/themeisle.com\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/mllj2j8xvfl0.i.optimole.com\/cb:c5QE.37290\/w:auto\/h:auto\/q:mauto\/f:best\/https:\/\/themeisle.com\/blog\/wp-content\/uploads\/2024\/02\/VertiStudio_logo1.png","contentUrl":"https:\/\/mllj2j8xvfl0.i.optimole.com\/cb:c5QE.37290\/w:auto\/h:auto\/q:mauto\/f:best\/https:\/\/themeisle.com\/blog\/wp-content\/uploads\/2024\/02\/VertiStudio_logo1.png","width":718,"height":156,"caption":"VertiStudio"},"image":{"@id":"https:\/\/themeisle.com\/blog\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/themeisle.com\/blog\/#\/schema\/person\/844b0a2dc66556309f9a5ae28ae87ffe","name":"Themeisle Editorial","description":"We\\'re the crew behind Themeisle Blog, where we eat, sleep, and breathe WordPress, website building, and all things blogging. Under the leadership of Karol K, our team is composed of WordPress wizards, web design junkies, and blogging enthusiasts. Between us, we\\'ve got a boatload of experience (like, 50+ years worth!) in making the digital world more accessible and fun.","sameAs":["https:\/\/themeisle.com\/blog\/","https:\/\/x.com\/ThemeIsle","https:\/\/www.youtube.com\/@ThemeIsle"],"url":"https:\/\/themeisle.com\/blog\/author\/editorial\/"}]}},"_links":{"self":[{"href":"https:\/\/themeisle.com\/blog\/wp-json\/wp\/v2\/posts\/118725","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/themeisle.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/themeisle.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/themeisle.com\/blog\/wp-json\/wp\/v2\/users\/34"}],"replies":[{"embeddable":true,"href":"https:\/\/themeisle.com\/blog\/wp-json\/wp\/v2\/comments?post=118725"}],"version-history":[{"count":3,"href":"https:\/\/themeisle.com\/blog\/wp-json\/wp\/v2\/posts\/118725\/revisions"}],"predecessor-version":[{"id":118863,"href":"https:\/\/themeisle.com\/blog\/wp-json\/wp\/v2\/posts\/118725\/revisions\/118863"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/themeisle.com\/blog\/wp-json\/wp\/v2\/media\/118861"}],"wp:attachment":[{"href":"https:\/\/themeisle.com\/blog\/wp-json\/wp\/v2\/media?parent=118725"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/themeisle.com\/blog\/wp-json\/wp\/v2\/categories?post=118725"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/themeisle.com\/blog\/wp-json\/wp\/v2\/tags?post=118725"},{"taxonomy":"hashtags","embeddable":true,"href":"https:\/\/themeisle.com\/blog\/wp-json\/wp\/v2\/hashtags?post=118725"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}